TOT ODP SWP CR MEMO

TOT ODP SWP CR MEMO

Let’s say, this morning, you just decide to give your bank account statement a quick look-see, but then you see something like TOT ODP SWP CR MEMO right there. What’s this? Well, in most cases, it is a payment or amount people receive in their bank account. Though, sure it sounds mind-boggling and super confusing to look at first, but trust us, it just isn’t that. See, in our research, we came to the conclusion that this charge is mainly showing…