US EditionTipton & Coseley Building Society updates standard LTI ratio for mortgages
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Tipton & Coseley Building Society updates standard LTI ratio for mortgages
Tipton & Coseley Building Society has increased its standard loan to income (LTI) ratio, allowing borrowers to access mortgage deals worth up to five times their income. The change applies to the whole mortgage range, including products up to 95% loan-to-value (LTV), and there is no minimum income requirement. Additionally, affordability stress tests have been updated. The society will now use the stress rate from the customer’s chosen mortgag…
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