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The state of home insurance in 2026: Increasing rates, climate change, and consumer frustration

Homeowners face varied insurance rate changes in 2026 due to severe weather, inflation, and litigation, with Louisiana seeing a 58% increase, Consumer Federation of America reported.

Insurance.com reports that home insurance rates are rising due to climate change, inflation, and legal challenges, causing homeowner frustration. Stability may come in 2026, but lower rates are uncertain.

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The state of home insurance in 2026: Increasing rates, climate change, and consumer frustration

Insurance.com reports that home insurance rates are rising due to climate change, inflation, and legal challenges, causing homeowner frustration. Stability may come in 2026, but lower rates are uncertain.

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The Billings Gazette broke the news in Billings, United States on Wednesday, January 28, 2026.
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