Retiring before 60 and worried about big capital gains – should I restructure my mix of ETFs and mutual funds right now?

Retiring before 60 and worried about big capital gains – should I restructure my mix of ETFs and mutual funds right now?

Key Points It’s important to have the right investment mix when you’re planning to live off of your portfolio. Capital gains can be a tax liability, but a potentially manageable one. It’s wise to consult a financial advisor for guidance on assembling the right investment mix and minimizing taxes. Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Eac…

The Hidden Risks of Investment ETFs: What Every Investor Must Consider

Investment ETFs are funds that trade on stock exchanges, much like individual stocks.

The one number every investor must know—but rarely does

Source: Live Mint Now, imagine the same match—same players, same chase—but this time, no one tells them the target. Just go out and bat. Sounds absurd, right? And yet, that’s exactly how most people approach their financial goals. We invest, save, and take risks—all without knowing our own required rate of return (RRR)—the personal target that should guide every financial move we make. Also read: Why smart investors still make bad decisions Wha…