US EditionHMT Consults on Consumer Credit Act Reform
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Financial services: Regulation tomorrow
Financial services: Regulation tomorrowHMT consults on Consumer Credit Act reform
On 19 May 2025, HM Treasury (HMT) published a consultation paper (CP) on Phase 1 of its proposals to reform the Consumer Credit Act 1974 (CCA). Background HMT previously consulted in December 2022 on proposals to reform the CCA, publishing its response in July 2023. In its response, HMT confirmed that it planned to develop proposals that would move the majority of the CCA into the Financial Services and Markets Act 2000 (FSMA) model, However, it…
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