Student loan borrowers navigate new landscape as options dwindle under Trump
- Federal loans for graduate students are capped at $100,000, and the Grad PLUS program will phase out in July 2026.
- Critics argue that these changes will mean higher payments for students, while the Trump administration believes it will reduce tuition costs and increase accountability.
- Experts have expressed concerns about the affordability of graduate loans and urged for private lending options to be considered.
- The new law also affects Pell Grant eligibility and may drive students toward alternative educational paths.
10 Articles
10 Articles


New gov’t student-loan restrictions explained: Everything you need to know about the changes
President Trump's Big Beautiful Bill is massively rolling back federal student-loan programs in a nearly complete-180-degree turnaround from the Biden-era debt-forgiveness movement.
Student loan borrowers navigate new landscape as options dwindle under ...
Options dwindling for student loan borrowers
(The Hill) - Student loan borrowers’ options are dwindling and time is not on their side as the Trump administration turns up the heat to get all borrowers back in repayment. The recently passed “big, beautiful bill" will take the bevy of choices away from borrowers by 2028, leaving only two options for repayment. Those on the Biden administration’s Saving on Valuable Education (SAVE) plan who have been in forbearance have even less time, with…
Graduate loan caps in ‘big, beautiful’ law spark debate: Accountability or barrier to education?
Spending act restricts federal loans for grad students The “big, beautiful bill” that President Donald Trump signed into law on July 4 caps how much money grad students can borrow from the federal government. Federal loans are now capped at $100,000 for graduate students and $200,000 for students seeking a doctoral, medical or professional degree. What’s more, the new law also phases out the… Source
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