US EditionShould I draw down my RRIF to avoid estate taxes? - MoneySense
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Should I draw down my RRIF to avoid estate taxes? - MoneySense
Ask MoneySense Is it a good idea to withdraw more money monthly than one needs from one’s RRIF? What about beginning a regularly automated transfer of this extra money to one’s non-registered investments so that there is less money in the RRIF account upon death? As a result, the estate will be taxed less (by slowly moving it from the RRIF to the non-registered investments as one ages), instead of the RRIF portion of the estate being taxed at 50…
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