US EditionSchufa: What Residents Need to Know About Germany's New Credit Score System
23 Articles
23 Articles
The new procedure shows more clearly how behavior influences creditworthiness. It is in the hands of consumers how it develops.
The Schufa is supposed to assess the creditworthiness of the people. But the evaluation was long opaque. Now there is a new point system. Everyone can see that. But is it also fairer? By Ursula Mayer.[more]]>
According to various court rulings, the Schufa can be seen a little more in the cards: In the Schufa score simulator you can see which 7 factors improve your own value. How long you are a customer at your bank, for example. What else comes with and what has changed in March 2026.
Berliner Morgenpost
As of today, the Schufa uses a new calculation method for the so-called "score". This makes the information agency different now.
Increasing energy prices, more small loans and so many new defaults than in years: Schufa's data show a tense picture of the financial situation of many consumers. At the same time, the information agency wants to become more transparent. Schufa boss Tanja Birkholz explains what consumers can do now.
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