KNOXVILLE, Tenn. (WATE) — High lottery jackpots, as we've seen in the last month, create a surge in scams because they generate widespread hope for a life-changing windfall. Scammers use this hype to make their fake offers of a big prize seem more believable. Scammers pressure you to act quickly before you have time to think or research the offer. By creating a sense of urgency, scammers will warn you that if you don't respond now, you risk losi…