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Rising health costs push some middle-aged adults to skip the doc until Medicare

Adults ages 50–64 on ACA plans face sharply higher premiums and out-of-pocket costs after subsidy expiration, causing delays in care until Medicare eligibility at 65, experts say.

Summary by News Medical
John Galvin knows he needs a colonoscopy. But he's waiting to schedule the procedure until December, when he turns 65 and qualifies for Medicare.

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John Galvin knows he needs a colonoscopy. But he's waiting until December to get it, when he turns 65 and qualifies for Medicare. He was considering postponing the procedure, he said, because this year his monthly Obamacare insurance premium tripled to $2,460, which is about a third of his income. With a $2,700 deductible, he would have had to pay most of the diagnostic exam out of pocket, a financial burden he said he couldn't afford. Galvin li…

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News Medical broke the news in United States on Monday, March 23, 2026.
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