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The 4 Safest Places for Retirees to Keep Their Money in July 2025
UNITED STATES, JUL 18 – Morningstar recommends a 3.7% safe withdrawal rate due to lower bond yields and expected reduced market returns, adjusting the traditional 4% rule for current economic conditions.
If you're retired -- or very close to being -- one of the smartest moves you can make right now is optimizing where you store your cash.Looking for a secure place to grow your savings? See our expert picks for the best FDIC-insured high-yield savings accounts available today - enjoy peace of mind with competitive rates. You want your cash protected, but also working hard enough to outpace inflation and actually grow.As of July 2025, the national…