US EditionRelief for Borrowers: RBI’s New Guidelines on Loan Prepayment Charges to Take Effect from January 1 - PUNE PULSE
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Relief for Borrowers: RBI’s New Guidelines on Loan Prepayment Charges to Take Effect from January 1 - PUNE PULSE
In a move aimed at protecting borrowers and enhancing transparency in the lending system, the Reserve Bank of India (RBI) has released fresh guidelines on prepayment charges for loans. The RBI (Pre-Payment Charges on Loans) Directions 2025 will come into effect from January 1, 2026, and apply to all commercial banks (excluding payment banks), cooperative banks, and Non-Banking
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