Realtor.com®: Down Payments Steady as Average FICO Scores Remain At 10-Year High

Realtor.com®: Down Payments Steady as Average FICO Scores Remain At 10-Year High

Continued high prices and mortgage rates in the third quarter of 2025 kept many homebuyers on the sidelines, while higher-income buyers continued to drive upper-tier sales

High Down Payments Favor Wealthy Buyers: Report

As the fourth quarter of 2025 gets underway, experts highlight the cooling nature of the housing market, with home sales generating steady returns and mortgage rates sliding lower almost each week. For Q3, Realtor.com® reports that down payments remained relatively flat amidst elevated costs and moderate demand this past year. Their latest down payment report… The post High Down Payments Favor Wealthy Buyers, Pricing Out Others appeared first on…

Down payments stay steady even as homebuyers face high prices

Down payments stayed largely unchanged in the third quarter of 2025 as homebuyers balanced high prices with slowing demand, according to Realtor.com’s newest Down Payment Report. The typical down payment was $30,400 — about $500 more than the previous quarter and roughly flat from a year earlier. Buyers continued to put down about 14.4% of the purchase price on average. Down payments usually rise through the first half of the year, but gains in …

Report: Down Payment Level Held Steady During Q3

During the third quarter, the average down payment share remained near 14.4% of the purchase price. Continue Reading Report: Down Payment Level Held Steady During Q3 The post Report: Down Payment Level Held Steady During Q3 appeared first on Weekly Real Estate News.