Indian Banking Sector Resilient, Bad Loans at Multi-Decade Low, RBI Report Says

Banks resilient, bad loans at multi-decadal low: RBI report

Factors which stood out for the banking sector included profitability, asset quality and capital ratios.

Indian banking sector shows stability, bad loans fall to multi-decade low: Report

India’s banking sector has shown resilience in 2025, with strong growth, improved asset quality, and attention to emerging climate risks, according to a recent Reserve Bank of India report.

Indian banking sector resilient, bad loans at multi-decade low, RBI report says

RBI Report 2025: IBC Dominates Bad Loan Recoveries as India’s NPA Ratio Hits Record Low of 2.1% - Business League

The Insolvency and Bankruptcy Code (IBC) has officially cemented itself as the “heavy hitter” in India’s bad loan recovery game. As of Tuesday, December 30, 2025, the latest RBI Trend and Progress of Banking report reveals that IBC now handles over half of all bank recoveries. The thing is, we’re seeing a “quality over quantity” shift. Or nothing. Let’s be real, even though fewer cases were actually referred to the tribunals this year, the money…

NPAs Of Indias Banks Plunge To Multi-Decadal Low Of two.1%

New Delhi: The Indian industrial banking sector remained resilient throughout 2024-25 and 2025-26 to date, supported by double-digit steadiness sheet enlargement whereas asset high quality strengthened additional, with the gross non-performing belongings (GNPA) ratio declining to a multi-decadal low of two.1 per cent at end-September this 12 months, in accordance with an RBI report launched on Monday.  Deposits and credit score of scheduled indu…

RBI Reports Strong Growth, Record-Low Bad Loans in India’s Banking Sector

India’s banking sector remains resilient, supported by strong balance sheet expansion and a continued decline in bad loans, according to the Reserve Bank of India’s Trend and Progress of Banking report released on Monday. The report noted that banks’ gross non-performing assets (GNPA) ratio fell to 2.1% at the end of September 2025 from 2.2% in March 2025 — a multi-decade low. Asset quality improved across key retail segments such as housing, ed…