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Over half of older Americans say debt has held them back in life

Talker Research, commissioned by National Debt Relief, conducted a survey between Feb 19-26, 2025.
The survey aimed to understand how debt impacts Americans near or in retirement.
Researchers surveyed 2,000 Americans, including Gen X and baby boomers, online.
Seventy-Two percent of respondents reported accumulating debt, with 45% carrying credit card debt.
Over half of the older Americans surveyed feel overwhelmed by debt and fear they cannot pay it off, hindering retirement.

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Over half of older Americans say debt has held them back in life

Over half of older Americans say their debt has “held them back” in life, according to new research. A survey of 2,000 Gen X (55+) and baby boomer Americans explored how debt is affecting those who are close to or…

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