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Indonesian Citizens' Debts Are Growing, Loans Grow 24.76% to Reach Rp105.63 Trillion
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The Financial Services Authority (OJK) noted that in July 2026, outstanding online loan financing (pindar) or pinjol grew 24.76 percent year-on-year (yoy).
The online lending industry (Pindar) grew 24.76% to July 2026, reaching IDR 105.63 trillion, although credit risk remained high above 4%.
https://www.law-justice.co/detail.php?ID=210074The Financial Services Authority (OJK) noted that the online lending (pindar) industry, or pinjol, grew by 24.76 percent year-on-year (yoy) as of July 2026.
The Financial Services Authority (OJK) recorded that smart loans reached IDR 105.63 trillion in July 2026, growing 24.76%, while the TWP90 ratio rose to 4.32%.
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