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NYDFS Adopts Final State CRA Regulations Applicable to Mortgage Bankers
Summary by Weiner Brodsky Kider PC
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NYDFS Adopts Final State CRA Regulations Applicable to Mortgage Bankers
The New York Department of Financial Services (NYDFS) adopted final regulations implementing New York Banking Law section 28-bb, which is the state’s version of the federal Community Reinvestment Act (CRA). Like the proposal summarized by WBK here, the final regulations require mortgage bankers to collect and report certain data to NYDFS, including HMDA filings. A mortgage banker who has originated 200 or more mortgage loans in New York in the…
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