Northpointe Bancshares, Inc. Reports Fourth Quarter and Full Year 2025 Results
Northpointe Bancshares' 2025 net income rose to $71.6 million driven by loan growth and credit management, with Q4 earnings of $18.4 million, the company reported.
- On Jan. 20, 2026, F.N.B. Corporation reported fourth-quarter net income of $168.7 million and $0.47 per diluted share, with full-year net income of $565.4 million and $1.56 per diluted share from Pittsburgh.
- Average deposits and average loans and leases grew, driven by $1.2 billion in consumer loan growth, while total cost of funds fell to 2.09% and investment tax credits were recognized from renewable energy project financing.
- The provision for credit losses declined to $18.9 million, with the allowance for credit losses at 0.17% of loans held for investment as of December 31, 2025.
- Record capital levels enabled the company to repurchase $18 million of common stock and contribute $20.0 million to the FNB Foundation in December 2025, while total assets crossed $35.0 billion.
- The company warned forward‑looking statements face risks and uncertainties that could affect future results, while FNB transferred approximately $200 million of performing residential mortgage loans to held‑for‑sale, expecting closure in the first quarter of 2026.
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