Mortgage Rates Today in US: 30-Year Fixed Rates Fall to 6.16%, Is It Time To Buy or Refinance?

Mortgage Rates Today in US: 30-Year Fixed Rates Fall to 6.16%, Is It Time To Buy or Refinance?

Mortgage rates today, February 17, 2026, have eased to a three-year low of 6.16% for 30-year fixed loans. This stabilization follows cooling inflation data, offering relief to US homebuyers and those looking to refinance. While rates remain stable, high demand and low inventory continue to challenge the national housing market. Mortgage Rates Today in US: 30-Year Fixed Rates Fall to 6.16%, Is It Time To Buy or Refinance?.

Mortgage rates steady as inflation cools, home sales dip

A January storm that wreaked havoc across much of the U.S. pushed existing home sales down, but a positive inflation report gave housing professionals and consumers a reason to believe that mortgage rate stability isn’t going anywhere. At HousingWire’s Mortgage Rates Center on Tuesday, rates for 30-year conforming loans averaged 6.26%. That figure is nearly unchanged from two weeks ago. Rates for 30-year jumbo loans shed 4 basis points (bps) dur…

Today’s Mortgage Rates, February 17: Rates See Persistent Stability Near 3-Year Lows

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Mortgage rates today tick lower as U.S. markets shut; homebuilder stock prices in focus ahead of Fed minutes

U.S. mortgage rates fell, with Bankrate reporting the average 30-year fixed at 6.13% on Feb. 16, down 10 basis points from last week. Stock markets were closed Monday for Presidents Day and will reopen Tuesday. Mortgage applications were flat, with more borrowers choosing FHA loans and ARMs. Retail sales and Fed minutes later this week are expected to influence rates. The post Mortgage rates today tick lower as U.S. markets shut; homebuilder sto…