Mortgage Digest: Fixed mortgage rates keep falling, but variable-rate pricing is on the rise - Mortgage Rates & Mortgage Broker News in Canada

Find out how the fluctuations of the Euribor affect mortgages and the family economy. Read more Evolution of the Euribor and its impact on mortgages in 2025 in News.es.

The variable rate could soon become cheaper than the fixed rate: the overtaking of those indexed to the Euribor in the mortgage market. After six consecutive cuts, the ECB reduced the cost of money, thus affecting the Euribor, the reference index for determining the variable rate for mortgages and loans. Consequently, after years characterized by increasing interest in loans for the purchase of a home, the monthly installment for those who have …

Mortgage Digest: Fixed mortgage rates keep falling, but variable-rate pricing is on the rise - Mortgage Rates & Mortgage Broker News in Canada

Spring mortgage season is bringing better fixed-rate deals, but not all borrowers are seeing relief. While lenders continue trimming fixed rates, discounts on variable rates are shrinking.

Fixed mortgages to buy housing gain ground to the variables. In an environment of decline in interest rates and fall of the Euribor, the buyers who resort to financing to acquire a house are choosing a modality that had lost weight in recent years. January started with the best data of mortgages on housing in that month since 2020, with a total of 38,058 constituted. And the loans at fixed rate to buy house amounted in January to 64.2% of the to…