Line of Credit vs. Credit Card: What's the Difference? (2025)

Line of Credit vs. Credit Card: What's the Difference? (2025)

Lines of credit and credit cards are two very similar types of financial products that help consumers, small business owners and even large corporations access borrowed funds on an as-needed basis. The main difference is that a line of credit doesn’t necessarily have a credit card tied to it for easy access to the funds. To be clear, a credit card provides a line of credit, but you can get a line of credit without a credit card. Credit cards and…