US EditionSavings: the French Deposited €97.8 Billion on Their Life Insurance in the First Half of the Year, a Record
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8 Articles
Faced with inflation, the fall in Book A and political uncertainties, the French have massively shifted their savings towards life insurance. Nearly 98 billion euros were deposited in the first half of 2025, a level never reached.
This record is seen by some as the result of an "anxiety climate", while the French savings rate has reached peaks for more than 45 years, excluding Covid.
The French invested heavily in life insurance in the first half of the year, reaching a historical level, a sign of increased prudence in the face of economic uncertainty on the same subject
Life Insurance: the French Deposited 97.8 Billion Euros in the First Half of the Year, of Never Seen
The balance between deposits and withdrawals amounts to €26.6 billion between January and June, the highest level since 2010.
In a context of economic and political uncertainty, the French have rushed towards life insurance contracts, while the rates of savings products have risen.
Life insurance: A record net collection in the first half of the year In the first six months of the year, net collection reached 26.6 billion euros, compared to 10.9 billion euros for the same period in 2024. For the month of June alone, the collection is four times higher than the average in the last ten years, 5 billion euros against 1.25 billion euros. Over the past twenty-five years, the month of June has generally been quite successful in …
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