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Julian Finch: Why credit cards are killing your risk profile when it comes to home loans

Summary by prwire.com.au

Julian Finch, Founder and CEO of Finch Financial, is warning Australians about the hidden impact credit cards have on their borrowing capacity and credit rating. "Many people don't realise just how much their credit card limits affect their ability to secure a home loan," Finch said. "Even if you never use your credit card, banks still count it as a potential debt when assessing your loan application." Finch is a leading money expert, mortgag…

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Julian Finch: Why credit cards are killing your risk profile when it comes to home loans

Julian Finch, Founder and CEO of Finch Financial, is warning Australians about the hidden impact credit cards have on their borrowing capacity and credit rating. "Many people don't realise just how much their credit card limits affect their ability to secure a home loan," Finch said. "Even if you never use your credit card, banks still count it as a potential debt when assessing your loan application." Finch is a leading money expert, mortgag…

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prwire.com.au broke the news in 17 days ago on Thursday, February 6, 2025.

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