Indian central bank raises loan limits for small businesses ...

Indian central bank raises loan limits for small businesses ...

RBI raises loan limits for small businesses, backs REIT lending

RBI raises small business loan limits to ₹2 million and introduces lending for REITs, enhancing access to finance.

RBI doubles collateral-free loan ceiling for small businesses to ₹20 lakh after 16 years

The cap was last revised in 2010, when it was doubled from ₹5 lakh to ₹10 lakh. Banks welcomed the move, saying it would help small businesses get sufficient and timely credit.

RBI doubles collateral-free MSME lending to Rs 20 lakh starting next fiscal year

Mumbai, Feb 6 (PTI) With a view to facilitate improved access to formal credit, support entrepreneurial activity and strengthen last mile credit delivery for Micro and Small Enterprises (MSEs) Reserve Bank Governor Sanjay Malhotra announced enhancing the limit of collateral-free loans to MSEs from Rs 10 lakh to Rs 20 lakh. "The provisions would be applicable to all loans to MSE borrowers sanctioned or renewed on or after April 1, 2026. Instructi…