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How much could Social Security benefits increase in 2026?

The 2026 COLA will adjust benefits for nearly 75 million recipients based on inflation, with advocacy groups predicting a 2.7% increase starting January.

  • The Social Security Administration faces an Oct. 23 announcement that will reveal the 2026 benefits COLA based on the September inflation report from the U.S. Bureau of Labor Statistics.
  • Because the COLA relies on CPI-W data from July through September, the ongoing government shutdown delayed the September report, postponing the initial Oct. 15 announcement and hindering an accurate calculation.
  • The Senior Citizens League's model projects 2.7% and estimates recipients could receive over $50 more monthly in 2026 benefits.
  • Almost 75 million people, including retirees, disabled people and children, receive Social Security benefits and would be affected by the COLA, while the September release allows the Social Security Administration to meet statutory deadlines.
  • In recent years, advocates have urged a switch to the CPI-E, and TSCL Executive Director Shannon Benton said, `Seniors across America are holding their breath as we wait for the official COLA announcement in October`, noting 39 percent of seniors depend entirely on benefits.
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How much could Social Security benefits increase in 2026?

The Senior Citizens League estimates the Social Security benefits increase (COLA) for 2025 may be 2.7%, slightly up from the 2025 adjustment.

·Seattle, United States
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The Motley Fool broke the news in Alexandria, United States on Wednesday, October 22, 2025.
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