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How Is India Using the *99# Mobile Banking Service?

Summary by factly.in
TL;DRThe *99# mobile banking service, introduced to promote financial inclusion across India, has seen fluctuating usage trends in transaction volume and value from 2016 to 2025. While the number of banks supporting the service peaked at 119 in May 2024, usage volume and value have shown an overall decline with only occasional spikes. The data reflects the evolving role of USSD-based banking as smartphone apps and UPI dominate India’s digital pa…

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How Is India Using the *99# Mobile Banking Service?

TL;DRThe *99# mobile banking service, introduced to promote financial inclusion across India, has seen fluctuating usage trends in transaction volume and value from 2016 to 2025. While the number of banks supporting the service peaked at 119 in May 2024, usage volume and value have shown an overall decline with only occasional spikes. The data reflects the evolving role of USSD-based banking as smartphone apps and UPI dominate India’s digital pa…

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factly.in broke the news in on Friday, August 1, 2025.
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