US EditionHousing in Portugal: a Problem that Has Not Started Now
8 Articles
8 Articles
A rise in house prices resulted in an increase of around 900 euros in Lisbon between 2019 and 2023. In Porto, there was even more.
A new economic newsletter from the Bank of Portugal reveals that the purchase of housing is becoming increasingly inaccessible.In 104 municipalities, owners exceed the effort rate of 40% recommended by the European Union.
From 2022, the average wage/performance ratio (Vol. effort rate) began to rise, reaching 53% in the last quarter of 2023. After that period, it decreased slightly to 48% in the first three quarters of 2025. In the previous period, between 2009 and 2021, the amount of the housing credit was less than 30% of the average income of the families. The BdP analysis, which updates the housing accessibility indicators by credit or lease, presented in Oct…
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The average income families have hardly access to housing in Portugal, since the amount of income credit over 40% of their income indicates a study by the Bank of Portugal (BdP). From 2022, the average wage/performance ratio (good effort rate) began to rise, reaching 53% in the last quarter of 2023. After that period, it dropped slightly to 48% in the first three quarter of 2025.
Monthly Bulletin of the Bank of Portugal accounts for "generalised improvement" in access to the apartment. Not the "more modest" houses escape from increases
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