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Health insurance plan costs on Healthcare.gov to rise by double digits in 2027

KFF said the increase reflects higher medical costs and subsidy changes, with many consumers still eligible for financial help.

  • A Kaiser Family Foundation analysis reports average benchmark silver-tier Obamacare premiums will rise 13% in 2027, marking the second consecutive year of double-digit increases for the Affordable Care Act marketplace.
  • Rising medical costs and expiration of enhanced federal subsidies are driving the premium hikes, as the Trump administration previously allowed these temporary boosts to lapse after a 26% average increase in 2026.
  • Insurer consolidation has left roughly 1,200 counties with only one or two plan options, according to Katherine Hempstead, senior policy officer at the Robert Wood Johnson Foundation; KFF estimates individual market enrollment fell by nearly 5 million people by June.
  • Vice President JD Vance announced the White House fraud task force removed 760,000 enrollees citing missing Social Security numbers, though critics contend this crackdown is accelerating enrollment declines amid subsidy cuts.
  • Healthcare affordability ranks as a top economic concern for voters heading into Tuesday's midterm elections, and Democrats have vowed to make restoring Obamacare subsidies a primary legislative goal if they regain control of Congress.
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Obamacare continues to shrink as enrollment opens for 2027

By Tami Luhby, CNN (CNN) — Holly Hendricks, who is battling an autoimmune disease that leaves her with open wounds down to the muscle, did everything she could to maintain her Affordable Care Act coverage after the enhanced premium subsidies lapsed at the start of this year. But after a few months, the 49-year-old couldn’t

·Idaho Falls, United States
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Telemundo Miami (51) broke the news on Thursday, October 29, 2026.
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