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Experian makes VantageScore 4.0 free for mortgage lenders

Summary by HousingWire
Experian announced on Tuesday that it will offer VantageScore 4.0  for free to its mortgage clients in an effort to accelerate adoption — a move that comes just a week after competitor Equifax introduced its own pricing incentives.  The credit bureau said the score will be available at no cost indefinitely, and if it ever begins charging for it, pricing will be at least 50% lower than what Fair Isaac Corp. (FICO) charges for its credit scores. “…
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HousingWireHousingWire

Experian makes VantageScore 4.0 free for mortgage lenders

Experian announced on Tuesday that it will offer VantageScore 4.0  for free to its mortgage clients in an effort to accelerate adoption — a move that comes just a week after competitor Equifax introduced its own pricing incentives.  The credit bureau said the score will be available at no cost indefinitely, and if it ever begins charging for it, pricing will be at least 50% lower than what Fair Isaac Corp. (FICO) charges for its credit scores. “…

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HousingWire broke the news in on Tuesday, October 14, 2025.
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