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Expanding Access to HSAs: A Path to More Healthcare Choices for ACA Enrollees

Summary by Hoover Institution
This policy brief analyzes a glitch in the Affordable Care Act (ACA) that prevents many enrollees from accessing Health Savings Accounts (HSAs). Unlike employer-sponsored plans, most ACA high-deductible plans don't qualify for HSAs due to high out-of-pocket maximums.

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Hoover Institution broke the news in on Tuesday, February 25, 2025.
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