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Paper Social Security Checks Phasing Out in September 2025, but Exceptions Are Possible

UNITED STATES, JUL 16 – The Social Security Administration says less than 1% of beneficiaries still receive paper checks and saving about 35 cents per electronic payment will reduce federal costs significantly.

  • On March 25, 2025, President Trump signed an executive order mandating cessation of paper checks in favor of electronic payments.
  • According to the U.S. Department of the Treasury, the SSA said the switch will minimize delays and reduce fraud risks, citing cost savings from the U.S. Department of the Treasury.
  • With under 1% still using paper checks, SSA said it is proactively sending notices to explain the change and highlight benefits.
  • For recipients of paper checks, SSA urges them to enroll before the late September deadline to avoid payment interruptions.
  • Underbanked and unbanked Americans risk losing a paper check option for tax refunds, while the American Forest & Paper Association cautioned Americans with disabilities, rural and older beneficiaries could be left behind.
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paymentsdive.com broke the news in on Wednesday, July 16, 2025.
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