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Euro zone banks tighten credit access on trade risks

Summary by RTÉ
Euro zone banks unexpectedly tightened access to corporate credit in the third quarter, with German lenders leading the way on fears over the economic outlook and tariffs, the European Central Bank said based on a quarterly survey.

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Banks in the euro area increased slightly, albeit unexpectedly, restrictions on the granting of loans or credit lines to companies during the third quarter of 2025, while maintaining the standards for the granting of mortgages to individuals remained unchanged and slightly tightened the conditions for access to consumer credit, as revealed by the latest European Central Bank (ECB) bank loan survey.

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Eurozone banks unexpectedly tightened access to corporate loans in the third quarter, with the European Central Bank assessing perceived economic risks as the reason for the tighter lending standards.

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RTÉ broke the news in Ireland on Tuesday, October 28, 2025.
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