US Edition10 Sources of Emergency Cash, Ranked From Best to Worst
- People seeking emergency cash in 2025 consider multiple sources including liquidity, tax implications, and fees when selling securities or borrowing.
- Emergency fund options arise due to unanticipated expenses and the need to avoid tapping retirement assets unless absolutely necessary.
- Safe options include withdrawing contributions from Roth IRAs without penalty, selling taxable holdings, or using cash value in life insurance policies by withdrawal or loan with interest.
- Loans from 401 plans require repayment with interest going back into the account, while hardship withdrawals cannot be repaid and incur taxes plus possible penalties unless age 59.5 or exceptions apply.
- Home equity lines of credit offer reasonable interest rates if credit and equity are good; reverse mortgages and margin loans can help but carry risks, while credit cards generally present high rates and financial dangers.
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112 Articles
112 Articles
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Left
8
Center
81
Right
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The credit for personal needs – when it helps and when it tears you down. It's not just about money. It's about a solution. It's about an emergency, an emergency need or a plan that can't wait. Whether you want to renovate your apartment, pay your debts, make an important gift or start from zero [...]
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Coverage Details
Total News Sources112
Leaning Left8Leaning Right6Center81Last UpdatedBias Distribution85% Center
Bias Distribution
- 85% of the sources are Center
85% Center
C 85%
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