ECB gains backing from Council of EU for holding limits on digital euro

ECB gains backing from Council of EU for holding limits on digital euro

Concerned that a CBDC will drain funds from traditional banks, regulators are considering caps on how much digital euro citizens can hold to ensure it's purely for payments.

EU Council Pushes For Digital Euro Holding Limits For Users

The Council of the European Union expressed support for the ECB’s digital euro initiative but recommended strict caps for holders. Industry experts viewed the move as a safeguard against self-custody, which could significantly lead to a decline in commercial bank deposits. The Council of the European Union, a group comprising of ministers from the European Union’s (EU) 27 member nations, has backed the European Central Bank’s (ECB) proposed digi…

EU Backs Digital Euro Holding Caps to Protect Banking Stability More Stories ETHNews

The Council of the European Union has formally backed the European Central Bank’s proposal to impose caps on individual holdings of a future digital euro, marking a key step forward in shaping the legal framework for the central bank digital currency. The negotiating position was agreed around December 19, 2025, and will now serve as the Council’s mandate in upcoming talks with the European Parliament. At its core, the decision reflects a cautio…

EU backs offline and online digital euro payments

The post EU backs offline and online digital euro payments appeared on BitcoinEthereumNews.com. European Union governments agreed to support both offline and online versions of a digital euro, marking a key step in negotiations over the bloc’s future public digital money. The decision came as the Council of the European Union adopted its formal negotiating position, allowing talks with the European Parliament to advance. The Council framed the d…

EU Backs Digital Euro With Holding Limits to Protect Financial Stability

The Council of the European Union has formally backed the European Central Banks (ECB) plan to explore a digital euro, framing it as a natural evolution of money and a tool to support financial inclusion across the bloc. The endorsement signals strong political alignment among the EUs 27 member states and increases the likelihood that upcoming legislation will closely follow the ECBs design principles for a central bank digital currency (CBDC). …