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DWP Powers to Check some Pensioners' Bank Accounts 'Rolling Out'

The Department for Work and Pensions expects to identify 50,000 to 100,000 Pension Credit overpayments annually using new bank account checks starting in 2026.

  • The Department for Work and Pensions said it will verify Pension Credit claims via bank checks using new powers, with about 50,000 to 100,000 overpayments identified annually.
  • The Department for Work and Pensions can require banks and other financial institutions to provide information to match specified DWP benefit accounts to eligibility indicators, says the measure.
  • Banks can only share limited details such as specified account details, account holder name and date of birth, facing penalties for oversharing, while the DWP stresses checks will not use AI tools despite Neil McCoy-Ward's October 8, 2025 tweet claiming otherwise.
  • When fully rolled out, the Department for Work and Pensions estimates it will identify between 50,000 and 100,000 overpayments each year, as the new fraud bill forces banks and financial institutions to share customer data.
  • The DWP says information will not be used on the presumption of guilt and human decisionmakers will always be involved, while Parliament could add other means-tested benefits though the State Pension is excluded.
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DWP powers to check some pensioners' bank accounts 'rolling out'

The Department for Work and Pensions (DWP) is preparing to perform bank account checks of those who claim Pension Credit under new government powers.

·York, United Kingdom
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Daily Mirror broke the news in London, United Kingdom on Thursday, January 15, 2026.
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