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Consumer Protectors Plan Lawsuit After Baltic Flood

The storm flood on the Baltic Sea in October 2023 could have a legal replication. With a sample determination lawsuit against several insurers, the federal government of the insured persons (BdV) and several consumer centers want to achieve that victims receive compensation with an elementary damage insurance. This is usually not the case because storm floods are excluded in the policies. The consumer protectors are now looking for affected pers…
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The Federal Confederation of Insured Persons (BdV) wants to launch a model determination lawsuit against insurers in the wake of several consumer centres. The incitement is the Baltic Sea flood of October 2023. Many affected persons remained on their lives because storm floods were excluded from elementary damage insurance. By proceeding with the lawsuit, the initiators want to force compensation – but for this they are dependent on donations. T…

Despite additional insurance no benefit: Insurers reject compensation for affected persons of the Baltic Sea flood 2023 – with reference to storm flood exclusions. Now consumer protectors examine a sample lawsuit. read more

The storm flood on the Baltic Sea in October 2023 could have a legal replication. With a sample determination lawsuit against several insurers, the federal government of the insured persons (BdV) and several consumer centers want to achieve that victims receive compensation with an elementary damage insurance. This is usually not the case because storm floods are excluded in the policies. The consumer protectors are now looking for affected pers…

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Herbert Frommes Versicherungsmonitor broke the news in on Tuesday, July 29, 2025.
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