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Manufactured Homes Could Gain a Bigger Role in Affordable Housing

The change could cut $5,000 to $10,000 from each home and make it easier to build two-story and multifamily units, experts said.

  • The 21st Century ROAD to Housing Act, passed this summer, removed a 1974 mandate requiring manufactured homes to be built on a nonremovable steel chassis, aiming to unlock thousands of affordable housing options nationwide.
  • Mandatory steel frames historically limited design flexibility and hindered stacking of units, while restrictive zoning policies and stigma surrounding manufactured housing prevented development in many communities.
  • Experts estimate removing the chassis could reduce construction costs by $5,000 to $10,000 per home. UMH Properties chairman Eugene Landy called the change "a very, very important development" for expanding affordable housing.
  • States must certify by July 11, 2027, that they treat all manufactured homes equally regardless of chassis status. North Carolina, Tennessee, and Texas have already modernized their definitions to align with federal codes.
  • More than 30 states must still update their housing definitions to comply with the federal framework, though The Pew Charitable Trusts warn that local zoning resistance remains a significant barrier to expansion.
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Missoula Current broke the news on Tuesday, October 20, 2026.
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