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CFPB Finalizes Revised 1071 Rule
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Consumer Finance Monitor
Consumer Finance MonitorCFPB Finalizes Revised 1071 Rule
On May 1, 2026, the CPFB published in the Federal Register the revised Small Business Data Collection Rule, or “1071 Rule” (the “2026 Final Rule”), which it had proposed revising in November 2025. The 2026 Final Rule becomes effective June 30, 2026, although as discussed below, the compliance date is January 1, 2028. As indicated in the preamble, the CFPB revised the initial 1071 Rule (the “2023 Final Rule”) based on the industry’s reactions and…
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