(Bloomberg Opinion) -- Artificial intelligence (AI) is capable not just of disrupting higher education but of blowing it apart. The march of the smart machines is already well advanced. AI can easily pass standardized tests such as the GMAT (Graduate Management Admission Test) and the GRE (Graduate Record Examination) required by graduate schools. AI received a 3.34 GPA (grade point average) in a Harvard freshman course and a B grade on the fina…