A California homeowner thought a Powerwall would automatically sell stored electricity back to the grid when evening rates spiked above $0.40 per kilowatt-hour. Instead, the battery kept most of its charge. That small mystery points to a bigger lesson for anyone trying to cut utility costs under PG&E's NEM 3.0 rules: The most profitable move is not always exporting power. What's happening? In a Reddit post, a Northern California homeowner who sa…