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What Is 'Ghost Tapping?' New Scheme Targeting Tap-to-Pay Users

The Better Business Bureau warns that scammers exploit tap-to-pay technology by charging unauthorized amounts, with complaints rising this week amid growing payment method use.

  • On October 25, 2025, the Better Business Bureau warned of a growing `ghost tapping` scam exploiting tap-to-pay cards and mobile wallets to steal money.
  • By exploiting the tap interface, fraudsters start with small charges to avoid alerts, then add larger unauthorized amounts, often in crowded venues posing as vendors to tap victims' devices.
  • The BBB Scam Tracker logged a charity-stand incident with unauthorized charges from $537 to $1,100, and a Missouri resident lost $100, the BBB says.
  • Consumers should check merchant details before tapping, set up real-time bank alerts, use an RFID-blocking wallet or card sleeve, opt for chip or swipe transactions in crowds, and contact banks and card issuers and file a BBB Scam Tracker report if victimized.
  • As tap-to-pay use grows, the Better Business Bureau says it will release more resources and urges vigilance during the holiday shopping season and other busy periods.
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WRNJ Radio, Inc broke the news in on Friday, October 24, 2025.
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