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Banks Turn to the Constitutional Court Again over the Interest Rate Freeze

Summary by Portfolio
For the fourth time, banks have turned to the Constitutional Court regarding the mortgage interest freeze that has been in place since 2022. The court has not yet made a decision on the matter, even though the first such petition was submitted by credit institutions in May 2025.

10 Articles

Lean Left

The interest rate freeze was introduced by the Orbán government and enshrined in law by the Tisza government. According to the banks, this is an interference in private contracts.

Lean Left

In which the interest rate freeze introduced by government decree in 2021 was raised to a statutory level for an indefinite period.

·Hungary
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Center

For the fourth time, banks have turned to the Constitutional Court regarding the mortgage interest freeze that has been in place since 2022. The court has not yet made a decision on the matter, even though the first such petition was submitted by credit institutions in May 2025.

·Budapest, Hungary
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Several financial institutions have again turned to the Constitutional Court regarding the interest freeze, this time objecting to the elevation of the emergency decrees to the level of law.

·Budapest, Hungary
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OTP, together with several other market participants, filed a constitutional complaint against the interest rate freeze decree - The petitioners request a declaration that the relevant statutory provision is unconstitutional.

·Budapest, Hungary
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The petitioners ask the Constitutional Court to declare the relevant part of the law that raises the interest rate freeze to the level of a law unconstitutional. The post OTP, along with several other banks, appeals to the Constitutional Court over the interest rate freeze first appeared on 24.hu.

·Budapest, Hungary
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Pénzcentrum broke the news on Friday, November 6, 2026.
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