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Asking Eric: Mother Wants to Give Daughter’s Boyfriend a Retirement Account

A mother debates funding her younger daughter’s boyfriend’s retirement due to his financial instability and sensitivity about money, with her IRA distribution exceeding her needs.

  • Recently the mother says her IRA required minimum distribution now exceeds her needs, and she would consider funding a retirement account for the younger daughter's boyfriend of five years.
  • The younger daughter recently moved in with the boyfriend of five years, who has less stable employment and still struggles with debts from his first marriage while they live in the daughter's house.
  • She already provides annual checks to the established daughter and her husband, while the boyfriend contributes financially and handles much of the household upkeep despite being sensitive about money.
  • The columnist urged communication and caution, advising the mother to avoid giving money to the boyfriend if she doesn’t know him well and to discuss household help with the younger daughter.
  • As a syndicated column, R. Eric Thomas noted the plan is thoughtful but has the potential to cause issues in the mother's family relationship.
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32 Articles

Montana StandardMontana Standard
+7 Reposted by 7 other sources
Center

Mother wants to give daughter's boyfriend retirement account

Dear Eric: I have two daughters. One is in a long-term marriage with an established career. The other, who has less stable employment, recently moved in with her boyfriend of five years.

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Bias Distribution

  • 81% of the sources are Center
81% Center

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The Garden City Telegram broke the news in on Saturday, December 20, 2025.
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