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A joint loan, a separation and a damaged credit score: Her story is a warning

Summary by India Today
She wasn't the one who defaulted, yet her loan application was affected. He never borrowed the money, yet he had to repay the debt. These two real-life stories reveal the hidden risks of saying 'yes' to someone else's loan. Could the same happen to you?

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India TodayIndia Today
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A joint loan, a separation and a damaged credit score: Her story is a warning

She wasn't the one who defaulted, yet her loan application was affected. He never borrowed the money, yet he had to repay the debt. These two real-life stories reveal the hidden risks of saying 'yes' to someone else's loan. Could the same happen to you?

·India
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India Today broke the news in India on Monday, July 13, 2026.
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