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5 Powerful Ways Medical Debt Impact Credit

Summary by The CreditPros
Medical debt affects nearly 20 million Americans who collectively owe around $220 billion—a staggering financial burden that can seriously impact credit scores. The medical debt impact credit landscape has evolved: paid medical debts no longer appear on credit reports, and collections under $500 aren’t reported at all. These changes offer significant relief, but many people remain unaware of how to use these new rules to their advantage or what …
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The CreditPros broke the news in on Sunday, June 8, 2025.
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