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Oklahoma City · Oklahoma CityThe federal banking agencies today issued updated host-state loan-to-deposit ratios that they will use to determine compliance with Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act. Oklahoma stayed at 86% in the ratios released, same as last year, although a 10% jump from 2023. Section 109 prohibits banks from establishing or acquiring branches outside their home states primarily for the purpose of deposit productio…Read Article
Agencies update host-state loan-to-deposit ratios – Oklahoma Bankers Association

Oklahoma City · Oklahoma CityThe 1st Session of the 60th State Legislature has been completed and we are finally able to look back at everything that happened this year. Like I say every year, each session is different in its own special way. This year was no different as we got to experience things I’ve never had the opportunity to do in my 26 years of working with the legislature. Adrian Beverage, OBA President and CEO When session started back in February, we were tracki…Read Article
Executive News: A tale of two bills … – Oklahoma Bankers Association

Federal Reserve · Oklahoma CityThe FDIC, Federal Reserve and Office of the Comptroller of the Currency issued on Monday a request for comment on potential actions to help consumers, businesses and financial institutions mitigate risks related to payments fraud, particularly check fraud. “Because payments fraud may involve multiple institutions and payment methods, no single agency or private-sector entity can address payments fraud on its own,” the agencies said in a joint st…Read Article