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YNAB vs. Monarch vs. Copilot vs. WalletHub (2025)

Summary by WalletHub
Editor's Overview:The Winner: WalletHub WalletHub is better than YNAB, Monarch Money, and Copilot Money because it is the only one that offers a free plan that allows users to do things like make a budget, track spending, and create a plan to pay off debt. WalletHub and YNAB both have personalized debt payoff plans to help you pay off what you owe faster. Monarch and Copilot do not offer customized debt payoff plans. WalletHub, Monarch Money, an…
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WalletHub broke the news in on Tuesday, April 8, 2025.
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