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Why the First Year Behind the Wheel is the Most Dangerous: Data Shows Teen Drivers 3 Times More Likely to be in Fatal Crash

Drivers ages 16-19 are nearly three times more likely per mile to die in crashes than older drivers, with night driving and distractions as key risk factors.

  • The Centers for Disease Control and Prevention and NHTSA report teen drivers face the highest fatal crash risk in their first year, with nearly three times the risk per mile, and over 2,800 teens died in 2023.
  • Night driving, teen passengers and distracted driving increase crash risk, while inexperience drives the need for supervised practice that parents should log in varied conditions.
  • Mercury Insurance experts urge families to add teens to their insurance policy promptly and revisit liability limits, and use safety features like automatic emergency braking and telematics.
  • Parents can shorten the learning curve with structured coaching, technology and smart coverage decisions, easing families’ responsibilities with a newly licensed teen’s independence.
  • Graduated licensing and safer vehicles have lowered teen crash rates over time, while pairing coaching with vehicle safety technology and insurance planning supports risk management.
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Helena Independent RecordHelena Independent Record
+47 Reposted by 47 other sources
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Why the First Year Behind the Wheel is the Most Dangerous: Data Shows Teen Drivers 3 Times More Likely to be in Fatal Crash

·Helena, United States
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Helena Independent Record broke the news in Helena, United States on Friday, February 27, 2026.
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