US EditionWhat you need to know about no-fault insurance systems in the US
UNITED STATES, JUL 31 – No-fault insurance speeds claims and limits lawsuits while at-fault systems assign driver responsibility; 12 states require Personal Injury Protection, including New York and Michigan.
- No-Fault auto insurance systems in twelve U.S. states require drivers to file injury claims with their own insurers regardless of fault.
- These systems developed to reduce lawsuits and speed access to medical care by removing the need to prove fault after crashes.
- Personal Injury Protection coverage forms the core of no-fault insurance, paying medical bills, lost wages, and sometimes burial expenses promptly.
- For example, Michigan offers PIP coverage options from $50,000 to unlimited, covering all medical expenses regardless of fault, while New York requires at least $50,000 PIP with strict injury thresholds to sue.
- No-Fault insurance limits legal claims but ensures faster financial relief, whereas traditional at-fault systems hold the responsible driver liable and allow immediate lawsuits.
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32 Articles
32 Articles
The Times of Northwest Indiana+30 Reposted by 30 other sources
What you need to know about no-fault insurance systems in the US
Recovery Law Center reports on no-fault auto insurance, highlighting quick claims payout and limited lawsuit options in specified states.
·Cherokee County, United States
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Coverage Details
Total News Sources32
Leaning Left1Leaning Right1Center27Last UpdatedBias Distribution93% Center
Bias Distribution
- 93% of the sources are Center
93% Center
C 93%
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