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US Treasury Ends Most Federal Paper Checks Today, Moving Social Security and IRS Refunds to Electronic Payments

  • The Social Security Administration will stop issuing paper checks to nearly 70 million beneficiaries starting September 30, 2025, nationwide.
  • This change follows President Trump's March 2025 executive order mandating all federal payments shift to electronic formats by this deadline.
  • The SSA has communicated with beneficiaries since July about switching to direct deposit or prepaid debit cards, while continuing paper checks only for those lacking digital access.
  • Approximately 400,000 Americans still receive paper checks, costing the government 50 cents each, whereas electronic payments cost 15 cents each and reduce fraud risks.
  • This transition aims to improve efficiency, reduce costs, and increase payment security, but concerns remain for the unbanked and rural beneficiaries reliant on paper checks.
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The U.S. government begins to phase out paper checks for most programs on Tuesday. The change, which was initiated through an executive order signed by President Donald Trump in March, will affect beneficiaries of benefits such as Social Security, Supplementary Security Income, and tax refunds. Trump’s Republican government argues that the transition from all payments and charges to electronic methods seeks to protect taxpayers from fraud and ch…

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US government is phasing out paper checks. Here's what that means for you

The U.S. government is phasing out paper checks for most programs. The change starts Tuesday and affects recipients of benefits like Social Security, Supplemental Security Income and tax refunds.

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The White House broke the news in Washington, United States on Tuesday, March 25, 2025.
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